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How To Delete Kissht Account?

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How To Delete Kissht Account?

Kissht is a popular online platform that provides hassle-free loans and easy EMI options for purchasing products. However, there may come a time when you no longer wish to use their services and want to delete your Kissht account. In this blog post, I will guide you through the process of deleting your Kissht account step by step.

1. **Log in to your Kissht account**

To begin the process, visit the Kissht website and log in to your account using your registered email ID and password.

2. **Navigate to the settings page**

Once you are logged in, locate the settings option on the Kissht website. It is usually represented by a gear or profile icon. Click on it to access the settings page.

3. **Find the account deletion option**

On the settings page, look for the option that allows you to delete your Kissht account. This option may be named differently, such as “Close Account” or “Delete Account.” Click on it to proceed.

4. **Verify your identity**

Before deleting your account, Kissht may require you to verify your identity to ensure the security of your personal information. This verification process may involve entering a code sent to your registered mobile number or answering security questions. Follow the on-screen instructions to complete the verification process.

5. **Review your account information**

Once your identity is verified, Kissht will present you with a summary of your account information. Take a moment to review this information and ensure that you have backed up any important data or documents associated with your account.

6. **Confirm the account deletion**

After reviewing your account information, you will be asked to confirm your decision to delete your Kissht account. This step is crucial, as deleting your account is permanent and cannot be undone. Double-check your decision and click on the confirmation button.

7. **Provide feedback (optional)**

Kissht may give you the option to provide feedback on your experience with their services. This step is optional, but if you have any specific reasons for deleting your account, you can take this opportunity to share your thoughts.

8. **Complete the account deletion process**

After confirming your decision and providing feedback (if desired), Kissht will initiate the account deletion process. This process may take a few moments, so be patient. Once the process is complete, you will receive a confirmation message stating that your Kissht account has been successfully deleted.

9. **Clear your browser cache and cookies**

To ensure that your Kissht account is completely deleted from your device, it is recommended to clear your browser cache and cookies. This step helps remove any residual data related to your account.

10. **Uninstall Kissht app (if applicable)**

If you have the Kissht app installed on your mobile device, it is advisable to uninstall it to complete the account deletion process. Simply locate the app on your device, long-press the icon, and select the option to uninstall.

In conclusion, deleting your Kissht account is a straightforward process that can be done by following these steps:

1. Log in to your Kissht account.
2. Navigate to the settings page.
3. Find the account deletion option.
4. Verify your identity.
5. Review your account information.
6. Confirm the account deletion.
7. Provide feedback (optional).
8. Complete the account deletion process.
9. Clear your browser cache and cookies.
10. Uninstall Kissht app (if applicable).

By following these steps, you can ensure that your Kissht account is successfully deleted and your personal information is removed from their platform.

FAQs

What is the late payment charges for Kissht?

The late payment charges for Kissht vary depending on the specific terms and conditions of the loan agreement. It is recommended to refer to the loan agreement or contact Kissht directly for accurate information on late payment charges.

What will happen if I am not able to pay 1 month EMI?

If you are not able to pay one month’s EMI (Equated Monthly Installment) on a loan, it will generally result in a late payment. The specific consequences will depend on the terms and conditions of your loan agreement. Typically, you may incur a late payment fee or penalty, and your credit score may be negatively affected. It is important to communicate with your lender as soon as possible if you are facing financial difficulties to explore possible solutions, such as a payment deferral or restructuring of the loan.

Can I skip a month in EMI?

It depends on the terms and conditions of your loan agreement. Some lenders may allow you to skip a month of EMI payments, while others may not. It is best to contact your lender directly to inquire about their policies regarding skipping a month in EMI.

What is the loan book size of Kissht?

As of my knowledge, the loan book size of Kissht is not publicly disclosed.

How can I pay EMI after due date?

To pay an Equated Monthly Installment (EMI) after the due date, you can typically do the following:

1. Contact the lender or financial institution: Reach out to your lender and inform them about the delay in payment. They will provide you with the necessary instructions and may offer alternatives to make the payment.

2. Check for grace period: Some lenders provide a grace period after the due date, during which you can make the payment without incurring any penalties. Confirm if such a grace period exists and utilize it if possible.

3. Pay online: Most lenders offer online payment options through their website or mobile app. Log in to your account and make the payment using the available online payment methods.

4. Use mobile wallets or UPI: If the lender accepts payments through mobile wallets or Unified Payments Interface (UPI), you can use these platforms to make the payment. Ensure that you have sufficient funds in your wallet or bank account linked to the UPI.

5. Visit the lender’s branch: If online payment options are not available or if you prefer to make the payment in person, visit the lender’s branch and pay the EMI at the counter. Remember to carry the necessary documents and identification.

It is important to note that late payments may incur penalties or affect your credit score. Therefore, it is advisable to pay the EMI as soon as possible and communicate with the lender to avoid any negative consequences.

What is the interest rate of Kissht?

The interest rate of Kissht varies depending on the loan amount and tenure, but it typically ranges from 14% to 24% per annum.

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